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Citizens Choice

Citizens Choice

Federal Credit Union

Building Bridges To Your Financial Future

Payday Loans with No Hard Credit Check


At Citizen’s Choice Federal Credit Union, we know how stressful emergencies can be and how important it is to have a helping hand in those moments. Therefore, we partner with other platforms to offer you many products, such as payday loans no credit check. These loans are credit score flexible, so we welcome consumers with all credit types to apply for a loan.

Payday Loans allow the borrower to apply for a small sum for a short period of 1-4 weeks. Each state regulates the loan amount, usually allowing people to apply for a $100-$1,000 loan. Our customers apply for this type of loan to overcome emergency expenses. They can get funds fast and repay the loan on the next paycheck. It is important to mention that applying does not affect the credit score.

The process of the no credit check loan application and money receiving is very simple! Firstly, you have to specify the amount you need. Then, complete the online request form with all the information and submit it. Payday lenders do not perform hard credit checks via traditional credit bureaus! Our partners will offer you an instant decision. If accepted, you will receive the loan contract, including information about interest rates and repayment terms. We partner only with trustworthy lenders, so our customers do not have to worry about hidden fees. The final step is to sign the contract. The lender will deposit the money in your bank account on the next business day.

To qualify for a payday loan, you have to:

  • be a U.S. citizen;
  • be at least 18 years old;
  • have an active checking account;
  • provide information about your valid address, phone number, and email.

Depending on the lender, you can also be asked to provide other documents as a valid ID.

You can apply for a bad credit loan on our website by completing the application form or by contacting us at (601) 442-5888. Our partners will offer you an instant decision. Citizen’s Choice Federal Credit Union is here to support you with your financial needs!

“This credit union is federally insured by the National Credit Union Administration.”
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